JoeyGirl asked:
My hubby and I have a first mortgage, home equity loan, 2 auto loans and credit card debt. We are doing ok – but never have any extra money. We are interested in the combo loan from Countrywide – where they are combined.
My hubby and I have a first mortgage, home equity loan, 2 auto loans and credit card debt. We are doing ok – but never have any extra money. We are interested in the combo loan from Countrywide – where they are combined.
I’ve heard that consolidation can hurt your credit. Will this do that to our credit? Since we are doing good, and just want to lower our payments into one, we don’t really NEED to do this, and don’t want to cause any credit damage.
Your insights please! 
LON